{"id":598,"date":"2023-08-17T08:58:49","date_gmt":"2023-08-17T08:58:49","guid":{"rendered":"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-personal-liability-insurance\/"},"modified":"2026-02-03T12:52:24","modified_gmt":"2026-02-03T12:52:24","slug":"what-is-personal-liability-insurance","status":"publish","type":"page","link":"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-personal-liability-insurance\/","title":{"rendered":"What is personal liability insurance?"},"content":{"rendered":"\n
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What is personal liability insurance?<\/h1>\n\n\n\n
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Start your quote<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n

Personal liability insurance covers injury or damage compensation claims made against you by a third party. Public liability insurance<\/a> is the commercial version of this insurance – it covers compensation costs if someone makes a claim against your business for injury or damage.<\/p>\n\n\n\n

Personal liability insurance can cover compensation claims if someone sues you for injury or for damage to their property.<\/p>\n\n\n\n

In the UK, this isn\u2019t a very common type of insurance, but the business equivalent – public liability insurance – is a popular insurance cover.<\/p>\n\n\n\n

Public liability insurance can pay the cost of compensation and legal fees if your business is held responsible for injury or damage. For example if a customer slips on your shop floor because there\u2019s no warning sign, or if you\u2019re meeting with a client and you spill coffee on their laptop.<\/p>\n\n\n\n

Find out more about public liability insurance<\/a>.<\/p>\n\n\n\n

We specialise in small business<\/a> and landlord insurance<\/a>, so personal liability insurance isn\u2019t something we offer. However, if you\u2019re self-employed or you run a business, you can use our site to compare public liability insurance quotes<\/a>, and add other covers to build a tailored business insurance policy<\/a>.<\/p>\n\n\n\n

Popular trades we insure<\/h4>\n\n\n\n

At Simply Business we insure all kinds of trades like:<\/p>\n\n\n\n