{"id":587,"date":"2023-08-17T08:58:49","date_gmt":"2023-08-17T08:58:49","guid":{"rendered":"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-product-liability-insurance-required-by-law\/"},"modified":"2026-02-03T12:46:47","modified_gmt":"2026-02-03T12:46:47","slug":"is-product-liability-insurance-required-by-law","status":"publish","type":"page","link":"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-product-liability-insurance-required-by-law\/","title":{"rendered":"Is product liability insurance a legal requirement?"},"content":{"rendered":"\n
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Is product liability insurance a legal requirement?<\/h1>\n\n\n\n
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Start your quote<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n

While product liability insurance<\/a> isn\u2019t a legal requirement, you may find that manufacturers, suppliers, distributors or retailers you work with will require you to have it. On top of that, if you are found liable for injury, damage or death caused by one of your products, you can be sued.<\/p>\n\n\n\n

By law, products that you sell must be safe for consumers to use. However, no matter what precautions you take, sometimes things will go wrong.<\/p>\n\n\n\n

Even though product liability is not mandatory under UK law, the amount you can be sued for will depend on the severity of the incident and it\u2019s important to note that there is no upper limit to the potential payout.<\/p>\n\n\n\n

Product liability insurance protects you against both expensive legal fees and any potential compensation costs.<\/p>\n\n\n\n

You can learn more about what product liability insurance will cover<\/a>, as well as who will be held liable if a defective product causes injury, damage or death<\/a>.<\/p>\n\n\n\n

Or, if you\u2019re ready to get started, you can compare product liability insurance quotes<\/a> now.<\/p>\n\n\n\n

Popular trades we insure<\/h4>\n\n\n\n

At Simply Business we insure all kinds of trades like:<\/p>\n\n\n\n