{"id":582,"date":"2023-08-17T08:58:49","date_gmt":"2023-08-17T08:58:49","guid":{"rendered":"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-product-liability-insurance-do-i-need\/"},"modified":"2026-02-03T12:44:04","modified_gmt":"2026-02-03T12:44:04","slug":"how-much-product-liability-insurance-do-i-need","status":"publish","type":"page","link":"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-product-liability-insurance-do-i-need\/","title":{"rendered":"How much product liability insurance do I need?"},"content":{"rendered":"\n
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How much product liability insurance do I need?<\/h1>\n\n\n\n
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Start your quote<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n

It\u2019s up to you to decide how much product liability insurance<\/a> you need, based on the products you sell and the possible size of any compensation claims. Most insurers offer between \u00a31 million and \u00a310 million of insurance, which usually includes both public liability and product liability cover.<\/p>\n\n\n\n

When you\u2019re deciding how much product liability insurance your business needs, you should think about the potential size of a compensation claim if someone was hurt or their property was damaged by your products.<\/p>\n\n\n\n

It\u2019s also a good idea to check your client contracts to see if a particular level of product or public liability insurance is expected.<\/p>\n\n\n\n

Remember that compensation claims can be very high as they can take into account repair or replacement costs if property has been damaged, and lost income and medical costs if someone has been injured.<\/p>\n\n\n\n

Simply Business offers product liability insurance as part of public liability insurance, so you\u2019re protected against claims for harm caused by either your business or the products you sell. Choose from \u00a31 million right up to \u00a35 million or \u00a310 million of insurance.<\/p>\n\n\n\n

Popular trades we insure<\/h4>\n\n\n\n

At Simply Business we insure all kinds of trades like:<\/p>\n\n\n\n