{"id":572,"date":"2024-05-03T14:42:51","date_gmt":"2024-05-03T14:42:51","guid":{"rendered":"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/"},"modified":"2026-04-21T16:19:40","modified_gmt":"2026-04-21T16:19:40","slug":"faq","status":"publish","type":"page","link":"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/","title":{"rendered":"Business insurance FAQs"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull hero-bg has-azure-200-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--150);padding-bottom:var(--wp--preset--spacing--150);background-image:url(&apos;https:\/\/www.simplybusiness.co.uk\/wp-content\/themes\/simply-business-uk\/assets\/images\/faq-bg.png&apos;);background-size:cover;\">\n<h1 class=\"wp-block-heading has-text-align-center has-azure-700-color has-text-color has-link-color has-max-huge-font-size wp-elements-a3ac8bf61964d04b69fbc836b956ee93\" id=\"h-business-insurance-faqs\">Business insurance FAQs<\/h1>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-large-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--70)\">Start your quote<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group useful-links has-global-padding is-layout-constrained wp-container-core-group-is-layout-f5c1019d wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--140);margin-bottom:var(--wp--preset--spacing--140);padding-right:0;padding-left:0\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-4c7506c8 wp-block-columns-is-layout-flex has-2-columns\" style=\"border-radius:8px;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading has-medium-font-size\" id=\"more-professional-liability-faqs\" style=\"margin-bottom:var(--wp--preset--spacing--30)\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-business-insurance\/\" data-type=\"page\" data-id=\"595\">What is business insurance?<\/a><\/h4>\n\n\n\n<ul class=\"wp-block-list is-style-no-style\">\n<li class=\"wp-block-list-item\"><a href=\"#\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-type-of-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"372\">Why do I need business insurance?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-business-insurance-a-legal-requirement\/\" data-type=\"page\" data-id=\"585\">Is business insurance a legal requirement?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"#\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-type-of-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"372\">What type of business insurance do I need?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/\" data-type=\"page\" data-id=\"5152\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-business-insurance\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/#how-much-does-it-cost\">How much does business insurance cost?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-business-insurance\/\" data-type=\"page\" data-id=\"595\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-business-insurance\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-does-business-insurance-cover\/\">What does business insurance cover?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"578\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-business-insurance-a-legal-requirement\/\" data-type=\"page\" data-id=\"585\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"578\">How much business insurance do I need?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/\" data-type=\"page\" data-id=\"5152\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-type-of-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"372\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/#faqs\">Can I get business insurance before registering my business?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/\" data-type=\"page\" data-id=\"5152\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-type-of-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"372\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/can-i-get-business-insurance-before-registering-my-business\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/#faqs\">Can I get business insurance without a trade licence?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/public-liability-vs-professional-indemnity-difference\/\" data-type=\"page\" data-id=\"591\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-type-of-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"372\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/can-i-get-business-insurance-before-registering-my-business\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/public-liability-vs-professional-indemnity-difference\/\" data-type=\"page\" data-id=\"591\">Public liability or professional indemnity?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/difference-between-public-liability-and-employers-liability\/\" data-type=\"page\" data-id=\"575\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-type-of-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"372\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/can-i-get-business-insurance-before-registering-my-business\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/public-liability-vs-professional-indemnity-difference\/\" data-type=\"page\" data-id=\"591\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/difference-between-public-liability-and-employers-liability\/\" data-type=\"page\" data-id=\"575\">Public liability or employers&#8217; liability?<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading has-medium-font-size\" id=\"more-professional-liability-faqs\" style=\"margin-bottom:var(--wp--preset--spacing--30)\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-public-liability-insurance\/\" data-type=\"page\" data-id=\"601\">What is public liability insurance?<\/a><\/h4>\n\n\n\n<ul class=\"wp-block-list is-style-no-style\">\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/public-liability-insurance\/\" data-type=\"page\" data-id=\"734\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/public-liability-insurance\/#what-does-it-cover\">What does public liability insurance cover?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-public-liability-insurance\/\" data-type=\"page\" data-id=\"577\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-public-liability-insurance\/\" data-type=\"page\" data-id=\"577\">Do I need public liability insurance?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-public-liability-insurance-compulsory-by-law\/\" data-type=\"page\" data-id=\"589\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-public-liability-insurance-compulsory-by-law\/\" data-type=\"page\" data-id=\"589\">Is public liability insurance compulsory by law?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-public-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"584\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-public-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"584\">How much public liability insurance do I need?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/public-liability-insurance\/\" data-type=\"page\" data-id=\"734\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-public-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"584\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/public-liability-insurance\/#how-much-does-it-cost\">How much does public liability insurance cost?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/difference-between-public-liability-and-employers-liability\/\" data-type=\"page\" data-id=\"575\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-public-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"584\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-does-public-liability-insurance-cost\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/difference-between-public-liability-and-employers-liability\/\" data-type=\"page\" data-id=\"575\">Does public liability insurance cover employees?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-personal-liability-insurance\/\" data-type=\"page\" data-id=\"598\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-public-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"584\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-does-public-liability-insurance-cost\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/does-public-liability-insurance-cover-employees\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-personal-liability-insurance\/\" data-type=\"page\" data-id=\"598\">What is personal liability insurance?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-public-liability-insurance-tax-deductible\/\" data-type=\"page\" data-id=\"590\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-public-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"584\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-does-public-liability-insurance-cost\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/does-public-liability-insurance-cover-employees\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-personal-liability-insurance\/\" data-type=\"page\" data-id=\"598\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-public-liability-insurance-tax-deductible\/\" data-type=\"page\" data-id=\"590\">Is public liability insurance tax deductible?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-occupiers-liability-insurance\/\" data-type=\"page\" data-id=\"597\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-public-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"584\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-does-public-liability-insurance-cost\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/does-public-liability-insurance-cover-employees\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-personal-liability-insurance\/\" data-type=\"page\" data-id=\"598\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-public-liability-insurance-tax-deductible\/\" data-type=\"page\" data-id=\"590\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-occupiers-liability-insurance\/\" data-type=\"page\" data-id=\"597\">What is occupiers&#8217; liability insurance?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/can-i-get-public-liability-insurance-with-criminal-convictions\/\" data-type=\"page\" data-id=\"573\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-public-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"584\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-does-public-liability-insurance-cost\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/does-public-liability-insurance-cover-employees\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-personal-liability-insurance\/\" data-type=\"page\" data-id=\"598\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-public-liability-insurance-tax-deductible\/\" data-type=\"page\" data-id=\"590\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-occupiers-liability-insurance\/\" data-type=\"page\" data-id=\"597\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/can-i-get-public-liability-insurance-with-criminal-convictions\/\" data-type=\"page\" data-id=\"573\">Can I get public liability insurance with a criminal record?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/public-liability-insurance\/#how-do-claims-work\">Public liability claim examples<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-4c7506c8 wp-block-columns-is-layout-flex has-2-columns\" style=\"border-radius:8px;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading has-medium-font-size\" id=\"more-professional-liability-faqs\" style=\"margin-bottom:var(--wp--preset--spacing--30)\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-professional-indemnity-insurance\/\" data-type=\"page\" data-id=\"600\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-professional-indemnity-insurance\/\" data-type=\"page\" data-id=\"600\">What is professional indemnity insurance?<\/a><\/h4>\n\n\n\n<ul class=\"wp-block-list is-style-no-style\">\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-does-professional-indemnity-insurance-cover\/\" data-type=\"page\" data-id=\"594\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-business-insurance\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-does-professional-indemnity-insurance-cover\/\" data-type=\"page\" data-id=\"594\">What does professional indemnity insurance cover?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-professional-indemnity-insurance\/\" data-type=\"page\" data-id=\"576\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-business-insurance-a-legal-requirement\/\" data-type=\"page\" data-id=\"585\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-professional-indemnity-insurance\/\" data-type=\"page\" data-id=\"576\">Do I need professional indemnity insurance?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/professional-indemnity-insurance\/\" data-type=\"page\" data-id=\"720\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-type-of-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"372\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/professional-indemnity-insurance\/#faqs\">Is professional indemnity insurance compulsory?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-professional-indemnity-insurance-do-i-need\/\" data-type=\"page\" data-id=\"583\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-business-insurance\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-does-business-insurance-cost\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-professional-indemnity-insurance-do-i-need\/\" data-type=\"page\" data-id=\"583\">How much professional indemnity insurance do I need?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-does-professional-indemnity-insurance-cost\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-business-insurance\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-does-business-insurance-cover\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/professional-indemnity-insurance\/#how-much-does-it-cost\">How much does professional indemnity insurance cost?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-professional-indemnity-insurance-tax-deductible\/\" data-type=\"page\" data-id=\"588\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-business-insurance-a-legal-requirement\/\" data-type=\"page\" data-id=\"585\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"578\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-professional-indemnity-insurance-tax-deductible\/\" data-type=\"page\" data-id=\"588\">Is professional indemnity insurance tax deductible?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-the-difference-between-errors-and-omissions-and-professional-indemnity-insurance\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-type-of-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"372\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/can-i-get-business-insurance-before-registering-my-business\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/errors-and-omissions-insurance\/\" data-type=\"page\" data-id=\"603\">What is the difference between errors and omissions and professional indemnity insurance?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-retroactive-date-on-professional-indemnity-insurance\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-type-of-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"372\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/can-i-get-business-insurance-before-registering-my-business\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/can-i-get-business-insurance-without-a-trade-licence\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/retroactive-date-insurance\/\" data-type=\"page\" data-id=\"602\">What is a retroactive date on professional indemnity insurance?<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading has-medium-font-size\" id=\"more-professional-liability-faqs\" style=\"margin-bottom:var(--wp--preset--spacing--30)\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-employers-liability-insurance\/\" data-type=\"page\" data-id=\"596\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-employers-liability-insurance\/\" data-type=\"page\" data-id=\"596\">What is employers&#8217; liability insurance?<\/a><\/h4>\n\n\n\n<ul class=\"wp-block-list is-style-no-style\">\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-does-employers-liability-insurance-cover\/\" data-type=\"page\" data-id=\"592\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-does-public-liability-insurance-cover\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-does-employers-liability-insurance-cover\/\" data-type=\"page\" data-id=\"592\">What does employers&#8217; liability insurance cover?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-does-employers-liability-insurance-cover\/\" data-type=\"page\" data-id=\"592\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-public-liability-insurance\/\" data-type=\"page\" data-id=\"577\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/employers-liability-insurance\/#why-is-insurance-important\">Do I need employers&#8217; liability insurance?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-employers-liability-insurance-a-legal-requirement\/\" data-type=\"page\" data-id=\"586\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-public-liability-insurance-compulsory-by-law\/\" data-type=\"page\" data-id=\"589\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-employers-liability-insurance-a-legal-requirement\/\" data-type=\"page\" data-id=\"586\">Is employers&#8217; liability insurance a legal requirement?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-does-employers-liability-insurance-cost\/\" data-type=\"page\" data-id=\"579\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-public-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"584\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-employers-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"581\">How much employers&#8217; liability insurance do I need?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.com\/business-insurance\/self-employed\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-public-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"584\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-does-public-liability-insurance-cost\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-does-employers-liability-insurance-cost\/\" data-type=\"page\" data-id=\"579\">How much does employers&#8217; liability insurance cost?<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-4c7506c8 wp-block-columns-is-layout-flex has-2-columns\" style=\"border-radius:8px;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading has-medium-font-size\" id=\"more-professional-liability-faqs\" style=\"margin-bottom:var(--wp--preset--spacing--30)\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-product-liability-insurance\/\" data-type=\"page\" data-id=\"599\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-professional-indemnity-insurance\/\" data-type=\"page\" data-id=\"600\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-is-product-liability-insurance\/\" data-type=\"page\" data-id=\"599\">What is product liability insurance?<\/a><\/h4>\n\n\n\n<ul class=\"wp-block-list is-style-no-style\">\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-does-product-liability-insurance-cover\/\" data-type=\"page\" data-id=\"593\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-business-insurance\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-does-professional-indemnity-insurance-cover\/\" data-type=\"page\" data-id=\"594\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-does-product-liability-insurance-cover\/\" data-type=\"page\" data-id=\"593\">What does product liability insurance cover?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-product-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"582\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-business-insurance-a-legal-requirement\/\" data-type=\"page\" data-id=\"585\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-professional-indemnity-insurance\/\" data-type=\"page\" data-id=\"576\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-product-liability-insurance-do-i-need\/\" data-type=\"page\" data-id=\"582\">How much product liability insurance do I need?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-product-liability-insurance-required-by-law\/\" data-type=\"page\" data-id=\"587\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/what-type-of-business-insurance-do-i-need\/\" data-type=\"page\" data-id=\"372\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-professional-indemnity-insurance-compulsory-by-law\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/is-product-liability-insurance-required-by-law\/\" data-type=\"page\" data-id=\"587\">Is product liability insurance required by law?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/defective-product-liability-explained\/\" data-type=\"page\" data-id=\"574\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/do-i-need-business-insurance\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-does-business-insurance-cost\/\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/how-much-professional-indemnity-insurance-do-i-need\/\" data-type=\"page\" data-id=\"583\"><\/a><a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/faq\/defective-product-liability-explained\/\" data-type=\"page\" data-id=\"574\">Who is liable for damage caused by a defective product?<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading has-medium-font-size\" id=\"more-professional-liability-faqs\" style=\"margin-bottom:var(--wp--preset--spacing--30)\"><\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-no-margin has-azure-200-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--150);padding-bottom:var(--wp--preset--spacing--150)\">\n<h4 class=\"wp-block-heading has-text-align-center has-azure-700-color has-text-color has-link-color has-medium-font-size wp-elements-f6a632fabbb6a78ddce45166b7d5aaf9\">Ready to sort your business insurance?<\/h4>\n\n\n\n<p class=\"has-text-align-center has-azure-700-color has-text-color has-link-color has-small-font-size wp-elements-13cfbb64e1b06e93c2c13cee84fd6544 wp-block-paragraph\">Simply Business is one of the UK&#8217;s largest commercial&nbsp;<a href=\"https:\/\/www.simplybusiness.co.uk\/business-insurance\/\" data-type=\"page\" data-id=\"5152\">business insurance<\/a> providers, with over&nbsp;900,000&nbsp;active policies. We specialise in small business insurance and can provide a policy that&#8217;s tailored to your needs. We protect shops, restaurants, e-commerce retailers, self-employed professionals and many more. Build your business insurance policy now.<\/p>\n\n\n\n<div class=\"wp-block-buttons has-custom-font-size has-large-font-size is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-ba9ea59f wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/quote.simplybusiness.co.uk\/business\" style=\"padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">Get Your Quote<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div id=\"newsletter-subscribe\" class=\"wp-block-group newsletter-subscribe is-layout-flow wp-block-group-is-layout-flow wp-block-block\" 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c-0.5-0.5-1.002-0.808-1.594-1.038c-0.572-0.222-1.227-0.375-2.185-0.418C14.751,3.01,14.444,3,12,3L12,3z M12,7.378 c-2.552,0-4.622,2.069-4.622,4.622S9.448,16.622,12,16.622s4.622-2.069,4.622-4.622S14.552,7.378,12,7.378z M12,15 c-1.657,0-3-1.343-3-3s1.343-3,3-3s3,1.343,3,3S13.657,15,12,15z M16.804,6.116c-0.596,0-1.08,0.484-1.08,1.08 s0.484,1.08,1.08,1.08c0.596,0,1.08-0.484,1.08-1.08S17.401,6.116,16.804,6.116z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Follow Simply Business on Instagram<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-tiktok  wp-block-social-link\"><a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/@simplybusiness\" class=\"wp-block-social-link-anchor\" rel=\"noopener noreferrer\" target=\"_blank\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 32 32\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M16.708 0.027c1.745-0.027 3.48-0.011 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insurance? What is public liability insurance? What is professional indemnity insurance? What is employers&#8217; liability insurance? What is product liability insurance? Ready to sort your business insurance? Simply Business is one of the UK&#8217;s largest commercial&nbsp;business insurance providers, with over&nbsp;900,000&nbsp;active policies. We specialise in small business insurance and can [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":0,"parent":5152,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"sb_hreflang":"en-us","sb_hreflang_url":"https:\/\/www.simplybusiness.com\/business-insurance\/faq\/","disable_breadcrumbs":false,"sb_breadcrumbs":[],"sb_faq_schema":"","sb_phone":"","sb_header_url_text":"","sb_secondary_logo":0,"sb_secondary_logo_url":"","sb_show_primary_cta":true,"sb_primary_cta_text":"","sb_primary_cta_url":"","sb_show_secondary_cta":true,"sb_secondary_cta_text":"","sb_secondary_cta_url":"","sb_show_contact_cta":true,"sb_contact_cta_id":"","sb_primary_cta_id":"","sb_secondary_cta_id":"","sb_no_sticky_header":false,"sb_show_last_updated_date":"","sb_enable_replacement_text":false,"sb_replacement_h1":"","_sb_hreflang_stale":false,"footnotes":""},"hidden-category":[],"import-page-type":[],"coauthors":[208],"class_list":["post-572","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Business insurance FAQ - Simply Business UK<\/title>\n<meta name=\"description\" content=\"Find the answers to the most frequently asked questions on business insurance; learn about different covers, cover levels &amp; more. 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