{"id":1308,"date":"2023-06-09T00:00:00","date_gmt":"2023-06-09T00:00:00","guid":{"rendered":"https:\/\/www.simplybusiness.co.uk\/knowledge\/articles\/self-employed-access-to-work\/"},"modified":"2026-02-17T15:57:49","modified_gmt":"2026-02-17T15:57:49","slug":"self-employed-access-to-work","status":"publish","type":"knowledge","link":"https:\/\/www.simplybusiness.co.uk\/knowledge\/funding\/self-employed-access-to-work\/","title":{"rendered":"Access to Work: a self-employed guide to disability grants"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The UK government\u2019s Access to Work scheme supports people with physical and mental health conditions to start and stay in work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While you may think the scheme is only available to people working in large organisations with HR departments, it\u2019s actually open to all people in work (aged 16 and older) who need it \u2013 including the self-employed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read on to find out how you can access the scheme as a self-employed person or small business owner, as well as the eligibility criteria.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-access-to-work\">What is Access to Work?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Access to Work scheme offers grants to fund practical support in the workplace. The scheme is available to those with physical or mental health conditions \u2013 with the aim to help them stay in work, access employment, or start their own business.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The specific support you can get from Access to Work will be unique to your individual needs and will help you work to the best of your abilities.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-access-to-work-eligibility-for-the-self-employed\">Access to Work eligibility for the self-employed<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You don\u2019t need a HR department to help you benefit from Access to Work. As a self-employed individual, you can <a href=\"https:\/\/www.gov.uk\/access-to-work\" target=\"_blank\" rel=\"noreferrer noopener\" rel=\"noopener noreferrer\" target=\"_blank\">apply for the grant yourself online<\/a>. If you\u2019re self employed, you may eligible for an Access to Work grant if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"wp-block-list-item\">your disability or condition affects your ability to do your job<\/li>\n\n\n\n<li class=\"wp-block-list-item\">you\u2019re in (or about to start) either full-time or part-time paid work<\/li>\n\n\n\n<li class=\"wp-block-list-item\">have an annual self-employed turnover of at least \u00a36,500<\/li>\n\n\n\n<li class=\"wp-block-list-item\">you\u2019re aged 16 or older<\/li>\n\n\n\n<li class=\"wp-block-list-item\">your work is based in England, Scotland or Wales (as there\u2019s a different scheme in Northern Ireland)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You\u2019ll need to provide evidence of your condition along with your application. This may include a letter from your doctor or a recent diagnostics report.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-counts-as-self-employment\">What counts as self-employment?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Access to Work considers you&#8217;re self-employed if you:<\/p>\n\n\n\n<div id=\"nba-body-001\">\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"wp-block-list-item\">are operating a business on your own or in a partnership, or working for someone else on a self-employed basis<\/li>\n\n\n\n<li class=\"wp-block-list-item\">have a Unique Tax Reference (UTR) number (read our guide on <a href=\"\/knowledge\/business-tax\/what-is-a-utr-number\/\" data-type=\"knowledge\" data-id=\"1195\">how to get a UTR<\/a> here)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Self-employed people and small business owners have the same access to these grants as employed workers \u2013 but it\u2019s important to note that Access to Work can\u2019t pay for the costs associated with <a href=\"\/knowledge\/starting-out\/how-to-start-a-business\/\" data-type=\"knowledge\" data-id=\"1444\">setting up a business<\/a>, such as any standard pieces of equipment. However, the grant can be used for equipment that personally supports you in the workplace.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can find more information on the <a href=\"https:\/\/www.gov.uk\/government\/publications\/access-to-work-factsheet\/access-to-work-factsheet-for-customers\" target=\"_blank\" rel=\"noreferrer noopener\" rel=\"noopener noreferrer\" target=\"_blank\">Access to Work fact sheet<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-who-can-apply-for-access-to-work\">Who can apply for Access to Work?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you have a condition that means you need support to be able to do your job, you can apply for the grant. Everyone\u2019s needs are different but some examples of conditions that may benefit from Access to Work include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"wp-block-list-item\">learning difficulties such dyslexia<\/li>\n\n\n\n<li class=\"wp-block-list-item\">neurodivergent differences such as ADHD<\/li>\n\n\n\n<li class=\"wp-block-list-item\">physical disabilities, for example you\u2019re in a wheelchair or hard of hearing<\/li>\n\n\n\n<li class=\"wp-block-list-item\">developmental conditions like autism<\/li>\n\n\n\n<li class=\"wp-block-list-item\">health conditions like epilepsy and diabetes<\/li>\n\n\n\n<li class=\"wp-block-list-item\">mental health conditions such as anxiety and depression \u2013 which you don\u2019t need to be officially diagnosed with<\/li>\n\n\n\n<li class=\"wp-block-list-item\">temporary conditions, such as broken bones, which prevent you from working to your full ability<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-access-to-work-assessment-how-does-it-work\">Access to Work assessment: how does it work?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you meet the eligibility criteria and submit an application, Access to Work can authorise a free workplace needs assessment. You will either be assessed in your workplace or over the phone, depending on the support you need.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your assessor will help you identify your challenges and what support will help you to overcome them and work more effectively. These will then be sent back to Access to Work for further evaluation. You\u2019ll then wait to find out how much of the grant you&#8217;ve been awarded.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-access-to-work-payments-how-much-do-you-get-and-what-can-you-buy\">Access to Work payments: how much do you get and what can you buy?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There isn\u2019t a set amount of funding available for Access to Work grants. Each case is assessed individually and you\u2019ll be awarded a grant specific to the support you need to remain self-employed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Current grants are capped at \u00a369,260.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However much you\u2019re awarded, you can use the money to make positive changes to your working environment. Some ideas include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"wp-block-list-item\">specialised equipment to support your needs<\/li>\n\n\n\n<li class=\"wp-block-list-item\">travel costs if you can\u2019t use public transport<\/li>\n\n\n\n<li class=\"wp-block-list-item\">support workers and access to support services<\/li>\n\n\n\n<li class=\"wp-block-list-item\">mental health support<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Access to Work also provides support, such as training and advice, on how to better manage at work. This can include things such as reducing or adapting your working hours, as well as training for colleagues and employees.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-mental-health-support-for-the-self-employed\">Mental health support for the self-employed<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Your mental health is just as important as your physical health. If you\u2019re struggling and feel like you need support, we have a series of guides designed to help your wellbeing as a small business owner:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"wp-block-list-item\"><a href=\"\/knowledge\/wellbeing\/tips-to-manage-stress-dr-hazel-harrison\/\" data-type=\"knowledge\" data-id=\"1296\">Practical steps to help manage stress<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"\/knowledge\/wellbeing\/dealing-with-social-anxiety-self-employed\/\" data-type=\"knowledge\" data-id=\"1277\">Dealing with social anxiety as a small business owner<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"\/knowledge\/wellbeing\/meditation-how-it-can-reduce-anxiety-and-improve-sleep\/\" data-type=\"knowledge\" data-id=\"1292\">Meditation: how it can reduce anxiety and improve sleep<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-disability-and-the-self-employed\">Disability and the self-employed<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many people with disabilities choose to be self-employed for the additional freedom and flexibility. When you run your own business, you can choose your own work hours and what jobs you take on. If you\u2019re thinking about setting up your own side hustle or business, read some of our guides to get started:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"wp-block-list-item\"><a href=\"\/knowledge\/retail\/how-to-set-up-an-online-shop\/\" data-type=\"knowledge\" data-id=\"985\">How to start an online shop<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"\/resources\/running-a-side-business\/\">Running a side business<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"\/knowledge\/freelance\/what-is-freelance-work\/\" data-type=\"knowledge\" data-id=\"1412\">What is a freelancer and how can you become one?<\/a><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group has-azure-200-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-30c80bf8 wp-block-group-is-layout-constrained\" style=\"border-radius:10px;margin-top:var(--wp--preset--spacing--90);margin-bottom:var(--wp--preset--spacing--90);padding-top:var(--wp--preset--spacing--90);padding-right:var(--wp--preset--spacing--90);padding-bottom:var(--wp--preset--spacing--90);padding-left:var(--wp--preset--spacing--90)\">\n<h2 class=\"wp-block-heading\" id=\"h-access-to-work-faqs\">Access to Work FAQs<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Can I get Access to Work if I work from home?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. If you work from home, you can still apply for Access to Work. This might include equipment to make your home office accessible or software to help you work remotely.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-does-access-to-work-cover-business-start-up-costs\">Does Access to Work cover business start-up costs?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No, Access to Work can\u2019t pay for the standard costs of setting up a business. It won\u2019t cover things like standard computers, machinery, or stock. It only covers the extra costs you face because of your disability or health condition.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-can-i-choose-my-own-suppliers\">Can I choose my own suppliers?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, in most cases you can buy the equipment or support services yourself and claim the money back. You\u2019ll need to keep receipts and invoices to prove what you\u2019ve spent.<\/p>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-more-small-business-support\">More small business support<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"wp-block-list-item\"><a href=\"\/knowledge\/business-tax\/side-hustle-tax\/\" data-type=\"knowledge\" data-id=\"1038\">Is work life balance possible when you have a side hustle?<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"\/knowledge\/business-news\/best-mental-health-resources-for-the-self-employed\/\" data-type=\"knowledge\" data-id=\"1339\">Best mental health resources for the self-employed<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"\/knowledge\/wellbeing\/how-to-support-mental-health-at-work\/\" data-type=\"knowledge\" data-id=\"1289\">How to support mental health at work as an employer<\/a><\/li>\n\n\n\n<li class=\"wp-block-list-item\"><a href=\"\/business-insurance\/faq\/what-type-of-business-insurance-do-i-need\/\">What type of business insurance do I need?<\/a><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group has-azure-200-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-94e519ba wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--80);padding-left:var(--wp--preset--spacing--40)\">\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"h-ready-to-set-up-your-cover\">Ready to set up your cover?<\/h3>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">As one of the UK&#8217;s biggest <a href=\"\/business-insurance\/\" data-type=\"page\" data-id=\"5152\">business insurance<\/a> providers, we specialise in <a href=\"\/business-insurance\/public-liability-insurance\/\">public liability insurance<\/a> and protect more trades than anybody else. Why not take a look now and build a quick, tailored quote?<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/quote.simplybusiness.co.uk\/business\">Start your quote<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div id=\"nba-body-end\">\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The self-employed may be eligible for a grant to support mental or physical health at work.<\/p>\n","protected":false},"author":3,"featured_media":3287,"comment_status":"open","ping_status":"closed","template":"","meta":{"sb_hreflang":"","sb_hreflang_url":"","disable_breadcrumbs":false,"sb_breadcrumbs":[],"sb_reviewed_by":"rosanna-parrish","sb_review_date":"2026-02-17T15:57:45","sb_enable_content_gating":true,"footnotes":""},"categories":[330,336],"hidden-category":[],"coauthors":[24],"class_list":["post-1308","knowledge","type-knowledge","status-publish","has-post-thumbnail","hentry","category-funding","category-business-structure"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Access to Work: a self-employed guide to disability grants<\/title>\n<meta name=\"description\" content=\"The self-employed may be eligible for a grant to support mental or physical health at work. Read about Access to Work eligibility.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.simplybusiness.co.uk\/knowledge\/funding\/self-employed-access-to-work\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Access to Work: a self-employed guide to disability grants\" \/>\n<meta property=\"og:description\" content=\"Can the self-employed benefit from the UK government\u2019s Access to Work scheme?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.simplybusiness.co.uk\/knowledge\/funding\/self-employed-access-to-work\/\" \/>\n<meta property=\"og:site_name\" content=\"Simply Business UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/simplybusiness\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-17T15:57:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.simplybusiness.co.uk\/wp-content\/uploads\/sites\/3\/2024\/06\/self-employed-access-to-work.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@simplybusiness\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n\t<meta name=\"twitter:label2\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data2\" content=\"Rosanna Parrish\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.simplybusiness.co.uk\/knowledge\/funding\/self-employed-access-to-work\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.simplybusiness.co.uk\/knowledge\/funding\/self-employed-access-to-work\/\"},\"author\":{\"@type\":\"Person\",\"name\":\"Rosanna Parrish\",\"description\":\"Rosanna Parrish is a Copywriter at Simply Business specialising in side hustles \u2013 as well as all things freelance, social media, and ecommerce. 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